http://yedda.com/questions/Self_Directed_IRA_retirement_4955817176021/?src=rss:qb:qbsSelf Directed IRAen-ushttp://static1.yeddacdn.com/images/Logo132X46_rmt9c1d22d.jpghttp://yedda.com/questions/Self_Directed_IRA_retirement_4955817176021/?src=rss:qb:qbsSelf Directed IRAhttp://yedda.com/questions/Self_Directed_IRA_retirement_4955817176021/?src=rss:qb:qbi<p>What exactly is a "self directed IRA"  and do mutual fund companies such as Vanguard offer such a savings vehicle?  If not where could I open such a retirement account?</p>MarkMark50questionWed, 27 May 2009 15:59:55 GMThttp://yedda.com/questions/Self_Directed_IRA_retirement_4955817176021/?src=rss:qb:qbihttp://yedda.com/questions/Self_Directed_IRA_retirement_4955817176021/sure_Vanguard_offers_self_directed_504141273508893?src=rss:qb:qbi<p>I'm not sure if Vanguard offers self directed IRA's.  But there are companies that do provide this service.  I've personally used Entrust Mid-South and have no complaints.  The value of a self-directed IRA is that it allows you to invest in other types of investment vehicles like promissory notes and real estate.  Hope this helps!  I've also utilized the self directed IRA to see great reaturns (12-15% compounded quarterly) on money with 37th parallel properties - <a href="http://37parallel.com/">http://37parallel.com/</a>.</p> <p> </p> <p> </p>dchamberlaindchamberlainmale32answer3.0Wed, 27 May 2009 23:48:14 GMThttp://yedda.com/questions/Self_Directed_IRA_retirement_4955817176021/sure_Vanguard_offers_self_directed_504141273508893?src=rss:qb:qbihttp://yedda.com/questions/Self_Directed_IRA_retirement_4955817176021/selling_merchandise_yedda_186939698761625?src=rss:qb:qbi<p>no selling merchandise on yedda</p>American PatriotAmerican Patriotfemale29answer3.0Wed, 27 May 2009 23:54:57 GMThttp://yedda.com/questions/Self_Directed_IRA_retirement_4955817176021/selling_merchandise_yedda_186939698761625?src=rss:qb:qbihttp://yedda.com/questions/Self_Directed_IRA_retirement_4955817176021/self-directed_IRA_allows_investor_504123173877794?src=rss:qb:qbi<p>A self-directed IRA allows you the investor to choose with or without advisory intervention the investment you want to make.  Custodians like Vanguard, Fidelity, Charles Schwabb allow you to invest within a pool of securities such as mutual funds, stocks and bonds.  So there is a defined boundary for investments.</p> <p>A truly self-directed IRA allows you to invest in virtually any asset (for example real estate) but the custodian must allow that asset and it purchase and management methodology to be within its policy.  The problem is that you may call several different custodians and get several different answers to the same question.  This is because the person who answers the phone is limited to the education that the custodian has provided and is only allowed to relay that information.  Unfortunately, the agent will not say it is policy but they will make it sound like code.</p> <p>The ultimate way to be self-directed is to use an advisory group that specializes in that area and provides you with checkbook control of your funds.  This method gives you the most control, highest returns and lowest fees.</p> <p>An authority site on the sunbject is http://www.myrealestateira.com or http://www.assetexchangestrategies.com</p>DanDan55answer3.0Thu, 28 May 2009 16:42:38 GMThttp://yedda.com/questions/Self_Directed_IRA_retirement_4955817176021/self-directed_IRA_allows_investor_504123173877794?src=rss:qb:qbi