http://yedda.com/questions/walletpop_economy_6272718841788/?src=rss:qb:qbs3 months ago I put 125,000 into an IRA retirement ...en-ushttp://static1.yeddacdn.com/images/Logo132X46_rmt9c1d22d.jpghttp://yedda.com/questions/walletpop_economy_6272718841788/?src=rss:qb:qbs3 months ago I put 125,000 into an IRA retirement ...http://yedda.com/questions/walletpop_economy_6272718841788/?src=rss:qb:qbi<p>3 months ago I put 125,000 into an IRA retirement account from a divorce settlement. The last time I looked it was down to 117,000, a loss of almost 8,000. My IRA is diverisfied , but this is quite dissapointing to me. I won't be retiring for another 20 years, but it is still quite nerve wracking . Any suggestions? My only source of income is a part time job plus alimony , which will be for 20 more years , and then most likely be adjusted when my x-husband retires.</p>njvoice20njvoice2054questionWed, 17 Sep 2008 19:14:02 GMThttp://yedda.com/questions/walletpop_economy_6272718841788/?src=rss:qb:qbihttp://yedda.com/questions/walletpop_economy_6272718841788/Twenty_years_long_time_stock_market_350677341007458?src=rss:qb:qbi<p>Twenty years is a long time. The stock market goes up and down, but over time, it has averaged an annual gain of about 8 percent. If you're well diversified and invest through a company that doesn't charge high fees, you should be OK. Just take a deep breath and things will get better.</p> <p>Will the time come when you can take a full-time job? Being able to afford to contribute to your IRA might ease your mind.</p>JennieLPJennieLPfemale58answer3.0Wed, 17 Sep 2008 20:53:40 GMThttp://yedda.com/questions/walletpop_economy_6272718841788/Twenty_years_long_time_stock_market_350677341007458?src=rss:qb:qbihttp://yedda.com/questions/walletpop_economy_6272718841788/agree_Jennie_nbsp_look_IRA_186738751671259?src=rss:qb:qbi<p>I agree with Jennie on this.  If you look at your IRA performance in the short term, it will be a painful experience.  I think you should think about what you ultimately want your retirement to grow to in 20 years and work from there.  The market will rebound eventually, it's just a matter of when.  I am and independent advisor with about 12 of the major financial/insurance companies that offer annuities.  I have see the benefit of placing someone's retirement on cruise control so they do not get frustrated during times like these.  I will make it a point over the weekend to find more literature on some of these products.  I hope the information will be helpful to you.  You can also email me at jfultz@polarisfinancialgroup.com if you want more information.</p> <p>John F</p>John FJohn Fmale35answer3.0Sat, 20 Sep 2008 07:11:12 GMThttp://yedda.com/questions/walletpop_economy_6272718841788/agree_Jennie_nbsp_look_IRA_186738751671259?src=rss:qb:qbihttp://yedda.com/questions/walletpop_economy_6272718841788/research_company_IRA_nbsp_based_518510163286681?src=rss:qb:qbi<p>You should research about the company where you had put you IRA  and go based on their financial strength. Second thing is that You should consider New York Life insurance company for they've been around for 163 years and they are financially strong. If you need further info. go to newyorklife.com or email me at eignacio@ft.newyorklife.com</p>emilieemilie24answer3.0Sun, 05 Oct 2008 00:29:57 GMThttp://yedda.com/questions/walletpop_economy_6272718841788/research_company_IRA_nbsp_based_518510163286681?src=rss:qb:qbihttp://yedda.com/questions/walletpop_economy_6272718841788/research_company_IRA_nbsp_based_627971856369350?src=rss:qb:qbi<p>You should research about the company where you had put you IRA  and go based on their financial strength. Second thing is that You should consider New York Life insurance company for they've been around for 163 years and they are financially strong. If you need further info. go to newyorklife.com or email me at eignacio@ft.newyorklife.com</p>emilieemilie24answer3.0Sun, 05 Oct 2008 00:33:24 GMThttp://yedda.com/questions/walletpop_economy_6272718841788/research_company_IRA_nbsp_based_627971856369350?src=rss:qb:qbihttp://yedda.com/questions/walletpop_economy_6272718841788/research_company_IRA_nbsp_based_518619703726675?src=rss:qb:qbi<p>You should research about the company where you had put you IRA  and go based on their financial strength. Second thing is that You should consider New York Life insurance company for they've been around for 163 years and they are financially strong. If you need further info. go to newyorklife.com or email me at eignacio@ft.newyorklife.com</p>emilieemilie24answer3.0Sun, 05 Oct 2008 00:33:31 GMThttp://yedda.com/questions/walletpop_economy_6272718841788/research_company_IRA_nbsp_based_518619703726675?src=rss:qb:qbihttp://yedda.com/questions/walletpop_economy_6272718841788/long_stock_maket_smart_investors_627381577366372?src=rss:qb:qbi<p>As long as the stock maket is down smart investors will come around. The market has aways went up and down ,yet after a two year slump it has always climbed up beyond our neds. So hang in there things have to get better. Don;t panic and remove what yu have or you will lose more in the longrun..</p>LittlejohnLittlejohn42answer3.0Fri, 07 Nov 2008 19:55:01 GMThttp://yedda.com/questions/walletpop_economy_6272718841788/long_stock_maket_smart_investors_627381577366372?src=rss:qb:qbi